@book{45299,
	author = {Siddiqi, Naeem,},
	title = {Credit risk scorecards :},
	publisher = {Wiley,},
	year = {c2006.},
	address = {Hoboken, N.J. :},
	url = {http://www.loc.gov/catdir/toc/ecip0515/2005017415.html}
}